Unraveling the Mystery of Home Insurance

Home Insurance

Today, most real estate owners in Seattle choose to maintain homeowners insurance coverage. This important type of protection helps supply a safety net against many types of unexpected events causing damage to a residence, or harm to people on the property. It usually pays to shop carefully for this type of insurance. Homeowners Insurance Protections Vary by State The specific items covered by a homeowners insurance policy will differ sometimes based upon the company offering the policy, the location, and the level of coverage selected. Since states vary widely in the items lawmakers may require builders to install in residential properties, policy holders in some locations obtain more comprehensive protections.(1) In general, most homeowners insurance policies cover at least four basic categories(2) of damage: Residential interiors; Residential exteriors; Liability protection for accidents occurring on the property; Coverage for theft or vandalism-related property damage. *This post may contain affiliate links – […]

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The Buzz About Tankless Water Heaters

Tankless Water Heaters

Property owners in the Greater Seattle Area, as well as around the country, sometimes face an important decision: selecting a new water heater. Should you purchase a conventional water heater with a large tank, or a newer “tankless” brand? This brief article will discuss some of the pros and cons associated with the installation of this technology. The Development of Tankless Water Heaters Today, it startles most people to realize the concept of hot water on demand remains comparatively modern. An Englishman named Benjamin Waddy Maughan reportedly patented the first rudimentary water heater in 1868. Known as the “Geyser,” this Victorian Era device heated water immediately before it entered a bathtub.(1) The invention served as one inspiration for the modern tankless water heater. During the Twentieth Century, the concept of using a big tank to supply a steady stream of warm water directly to a residential plumbing system gained popularity. […]

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Businesses You Can Run Successfully While Traveling

Escaping the 9 to 5

You may be at a juncture in your life at which you would like to travel a bit more than you’ve been able to do historically.  This desire may be coupled with the fact that you’re also interested in working for yourself.  With the advent of these two desires, you want to identify a business that you can successfully pursue while traveling. Through the list of possible businesses you can run online, you may find something that you think is perfect for you.  On the other hand, this list of potential business options may actually provide you food for thought from which you may be able to come up with your own business idea that is ideal for a person who is traveling. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see […]

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Did You Know This About SGLI

What's the big deal about SGLI

As many know, I recently had another addition to our family. Naturally for me, that meant I needed to update my life insurance policy to add my daughter and seek out more coverage. This started to get me thinking about my husband’s SGLI (as it is his only life insurance policy). Do you know all the facts about SGLI (Servicemembers Group Life Insurance)? One thing as a young adult that many of us overlook is life insurance. However, if you have a family or your active duty member is the sole provider (or perhaps a main contributor), you want to prepare for the absolute worst case scenario. The military offers SGLI (which ALL members should take in my opinion because it’s dirt cheap for the amount of protection is covers).  Let’s talk about why this is important. Eligibility Service members of all five branches (Air Force, Army, Coast Guard, Marines, […]

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5 Incredible Tips For Your Next DITY Move

5 Tips for a DITY Move

Seven years into the Coast Guard as a significant other/spouse and I was on PCS #3.  Already knowing we had acquired more than our allotted weight amount, I had the brilliant idea of doing a DITY (Do It Yourself) move.  Ha! For any of you that have done a DITY move, you either find the positives, or you hate it and choose to not do it again. Okay, Kelsey – so what is your story?  My mother had moved in with us – yes, how lucky of my husband.  So we got all the wonderful antique pieces that better be wrapped beyond wrapped to ensure no damage comes to it, and her 10 year-old dog.   Let me paint this full picture for you. We were going to move 3 adults, 1 toddler, 2 dogs, 2 vehicles, and yes, the truck.  No, it gets better. Which leads into my 5 incredibly […]

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3 Tips to Decrease that Pesky Tax Bill

Tips to Decrease Your Tax Bill

Many families dread the week of April 18th (I cannot as my husband’s birthday falls within this week) because of the looming deadline that comes up every year – tax bill time.  Many families are excited at the prospect of receiving their W2s because it means refund time aka vacation money, house repairs, or maybe even stock in adult beverages to get them through the chaos until next month.  No judgment.  However, what I think many families do not know is that when you fill out your W-4 with your employer to withhold a higher amount of tax, you are in essence giving the government an interest-free loan. Wait, what?  Yes! You are paying taxes into a system that they ultimately use and are then responsible for repaying you for the “overage” that you have paid.  You do not get to collect interest on the “loan” you are providing.  This […]

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