What is Geo-Baching in the Military

“Geo-baching” is a term used in military slang to refer to the situation where a service member’s family lives in a different location (often their home of record) than the service member’s duty station. The term is a combination of “geographical bachelor” or “geographically separated bachelor.” This situation arises for various reasons, such as the service member being stationed in a location where family accommodation is not feasible or practical, or when it’s more financially viable for the family to remain in their original location. Geo-baching can be a challenging experience for service members and their families due to the separation it entails, but it’s a relatively common aspect of military life, particularly for those in assignments that involve frequent moves or deployments.   Will I get BAH while I geo-bach? Basic Allowance for Housing (BAH) is a military benefit provided to eligible service members to assist with housing costs […]

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Military Movers Damaged My Stuff, What Can I Do?

If your belongings were damaged by military movers, you have options to seek compensation and resolution for the damages. Here are steps you can consider taking: Document the Damage: Take detailed photos of the damaged items as soon as you notice them. Keep a written record of the damages, noting the date and a description of each item affected. Report the Damage: Report the damages to the military moving company as soon as possible. Follow their specific procedures for reporting damage. Ensure that your report is in writing and include the documentation (photos and written record) you’ve collected. Review the Contract: Refer to the contract or agreement you had with the moving company. It may outline the process for filing a claim and the time frame within which you must do so. File a Claim: Most moving companies, including military movers, have a claims process for damaged items. File a […]

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Can I Purchase a Home on a Military Base?

Have you ever wondered if you can buy a home on a military base? I mean, many bases do have commissaries, a NEX/PX/BX, gyms, pools, childcare, and are behind the heavily watched gated community. However, military bases are owned by the US Federal Government. Therefore, no, it is not possible to purchase a home on a military base, but there are some important considerations to keep in mind if you are wanting to buy off base or rent in base housing. Military bases typically have options available for service members and their families, including both on-base housing (government-owned or privatized) and off-base housing in the surrounding community. Here are a few key points to consider: On-Base Housing: Many military bases offer on-base housing, either owned and managed by the government or operated by private companies through privatization initiatives. In some cases, service members may be required to live on-base, while […]

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7 Reasons You Need Title Insurance

Buying a home is an exciting and emotional time for many people. To help you buy, your home with more confidence, make sure you get owner’s title insurance. Here’s why it’s so important for you: 1.  PROTECTS YOUR LARGEST INVESTMENT  – A home is probably the single largest investment you will make in your life. You insure everything else that’s valuable to you—your life, car, health, pets, etc., so why not your largest investment? For a one- time fee, owner’s title insurance protects your property rights for as long as you or your heirs own your home. 2. REDUCES YOUR RISK  –  If you’re buying a home, there are many hidden issues that may pop up only after you purchase your home. Getting an owner’s title insurance policy is the best way to protect yourself from unforeseen legal and financial title discrepancies. Don’t think it will happen to you? Think […]

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What is Title Insurance?

Title insurance is a type of insurance policy that provides protection to property owners and lenders against financial losses related to covered defects or issues with the title of a property. The title of a property is the legal evidence of ownership and right to use the property, and it can be affected by various factors that may not be immediately apparent. The title policy helps ensure that the property’s ownership is clear and free from any legal disputes or claims. Here’s how it works: 1. Title Search: Before issuing a title insurance policy, a thorough title search is conducted by a title company. This search examines public records to determine the history of the property’s ownership and any potential issues with the title, such as unpaid liens, encumbrances, or claims against the property. 2. Policy Issuance: After the title search is completed, the title insurance company issues a title commitment, followed by the title insurance policy after closing. There are two […]

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