The Pros and Cons to a Preinspection

A preinspection, typically done before selling or purchasing a property, can have several pros and cons: Pros: Identifying Issues: It allows you to identify any potential problems or defects with the property before the final transaction takes place. This can include structural issues, electrical problems, plumbing issues, or anything else that may affect the value or safety of the property. Negotiation Power: Knowing about any issues beforehand gives you leverage in negotiating the price of the property. You can either ask the seller to fix the issues before closing the deal or negotiate a lower price to accommodate the cost of repairs. Peace of Mind: A preinspection can provide peace of mind to both the buyer and seller. The buyer can proceed with the purchase knowing the true condition of the property, while the seller can be confident that there won’t be any major surprises during the final inspection. Avoiding […]

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Exploring Joint Base Elmendorf – Richardson

So, you’ve got your PCS (Permanent Change of Station) orders, and you’re headed to the breathtaking landscapes of Alaska! More precisely, you’ll be calling Joint Base Elmendorf-Richardson (JBER) your new home. Nestled between mountains and surrounded by natural beauty, JBER offers an exciting chapter for military families. Here’s your handy guide to exploring the towns, attractions, and features of this uniquely stunning area. Getting There: Airports Near JBER Your journey to JBER will likely bring you through Ted Stevens Anchorage International Airport, just about a 20-minute drive from the base. It’s the main gateway to Alaska and well-connected with several major U.S. cities, making your PCS move a bit smoother. From the airport, you can either grab a taxi, rent a car, or arrange a base shuttle (if available) to get to JBER. Exploring Local Towns 1. Anchorage – Just a stone’s throw from the base, Anchorage is not only […]

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What is Geo-Baching in the Military

“Geo-baching” is a term used in military slang to refer to the situation where a service member’s family lives in a different location (often their home of record) than the service member’s duty station. The term is a combination of “geographical bachelor” or “geographically separated bachelor.” This situation arises for various reasons, such as the service member being stationed in a location where family accommodation is not feasible or practical, or when it’s more financially viable for the family to remain in their original location. Geo-baching can be a challenging experience for service members and their families due to the separation it entails, but it’s a relatively common aspect of military life, particularly for those in assignments that involve frequent moves or deployments.   Will I get BAH while I geo-bach? Basic Allowance for Housing (BAH) is a military benefit provided to eligible service members to assist with housing costs […]

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How to travel with pets overseas

Traveling with pets overseas requires careful planning and adherence to various regulations to ensure the safety and well-being of your pet and compliance with the destination country’s requirements. Here are the general steps you should follow: 1. Research Requirements: Research the specific requirements and regulations for bringing pets into your destination country. This can include vaccination requirements, microchipping, health certificates, and quarantine regulations. 2. Visit the Veterinarian: Schedule a visit to your veterinarian well in advance of your travel date. Your vet can provide necessary vaccinations, health certificates, and any other documentation required by the destination country. Some countries require specific vaccinations or treatments that need to be administered within a certain timeframe before travel. 3. Microchipping: Ensure your pet has a microchip implanted if it’s not already done. Many countries require pets to be microchipped for identification purposes. 4. Pet Carrier: Purchase an airline-approved pet carrier that meets the […]

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Should I Use a Real Estate Agent to Buy New Construction?

Whether or not to use a real estate agent when buying new construction depends on various factors and your personal preferences. Here are some considerations to help you make an informed decision: Builder’s Representation: Keep in mind that the on-site sales agents at new construction developments work for the builder, not for you. Their primary responsibility is to the builder’s interests. Having your own agent can provide you with someone who represents your interests in the transaction. Negotiation Skills: Real estate agents are experienced negotiators and can help you get the best deal. They may be able to negotiate upgrades, closing costs, or other incentives on your behalf. If you’re comfortable negotiating and understanding the intricacies of the new construction process, you may feel confident handling it yourself. Understanding the Contract: Real estate transactions involve complex contracts. An experienced agent can help you navigate through the paperwork, ensuring that you […]

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Military Movers Damaged My Stuff, What Can I Do?

If your belongings were damaged by military movers, you have options to seek compensation and resolution for the damages. Here are steps you can consider taking: Document the Damage: Take detailed photos of the damaged items as soon as you notice them. Keep a written record of the damages, noting the date and a description of each item affected. Report the Damage: Report the damages to the military moving company as soon as possible. Follow their specific procedures for reporting damage. Ensure that your report is in writing and include the documentation (photos and written record) you’ve collected. Review the Contract: Refer to the contract or agreement you had with the moving company. It may outline the process for filing a claim and the time frame within which you must do so. File a Claim: Most moving companies, including military movers, have a claims process for damaged items. File a […]

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How Can I Transport My Car During a Move?

When you are about to undergo a cross-country or OCONUS move, one of the many things to consider is – how do I get my car to my destination? Maybe you have more than one and you cannot drive both. Transporting your car during a move can be done through various methods, and the choice often depends on your budget, timeline, and personal preferences. Here are some common ways to transport your car: Driving the Car Yourself: If the distance is reasonable and you have the time, consider driving your car to the new location. This option allows you to have control over your vehicle and belongings. Hiring Professional Auto Transport Services: Auto transport companies specialize in moving vehicles such as 4 Corners Transport Services, Montway, or Nexus. They broker out services with other carriers.They offer two main options: Open-Air Transport: Your car is loaded onto an open trailer. This […]

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What are the Steps to Buying a House?

Buying a house is a significant financial decision that involves several steps. Here is a general guide to help you navigate the home-buying process: Evaluate Your Finances: We have awesome lenders around the country that can help you evaluate your financial situation for FREE – yes, for nothing! Review your credit score and history. Determine your budget and how much you can afford to borrow. Save for a Down Payment and Closing Costs: Save for a down payment (typically 3% to 5% of the home’s purchase price). As a veteran or VA Entitlement Holder – you have a 0% down payment.  Budget for closing costs, which can include fees for inspections, appraisals, and more. This will also vary on each lender – so be sure to chat with your agent or our team to make sure you are working with the best. Get Pre-approved for a Mortgage: Shop around for […]

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What are the Different Types of Septic Systems? How are they Different than Sewer?

Septic systems and sewer systems are both used for wastewater management, but they operate in different ways and are suitable for different situations. Here’s an overview of the two and some common types of septic systems: Sewer Systems: Public Sewer Systems: In urban and suburban areas, public sewer systems are common. Wastewater from homes and businesses is collected in a network of underground pipes and transported to a centralized wastewater treatment plant. At the treatment plant, the wastewater undergoes various processes to remove contaminants before being discharged or reused. Septic Systems: Conventional Septic Systems: This is the most basic type of septic system. It consists of a septic tank and a drainfield. Wastewater from the house flows into the septic tank, where solids settle and are partially broken down by bacteria. The liquid portion then flows into the drainfield, where it is further treated by soil. Aerobic Treatment Units (ATUs): These systems […]

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What Is A Settlement Statement?

A settlement statement, also known as a closing statement or HUD-1 (Housing and Urban Development-1) form in the United States, is a document used in real estate transactions to outline the details of a property sale. It provides a summary of all the financial transactions that occur between the buyer and the seller during the closing process. The settlement statement typically includes details such as the purchase price, loan amount, down payment, closing costs, and any adjustments or credits related to the transaction. It also outlines the distribution of funds among the parties involved, including the buyer, seller, real estate agents, and lenders. The purpose of the settlement statement is to provide a transparent breakdown of all the costs and payments associated with the real estate transaction. It is usually prepared by the closing agent or settlement agent and is reviewed and signed by both the buyer and the seller […]

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