What are the Steps to Buying a House?

Buying a house is a significant financial decision that involves several steps. Here is a general guide to help you navigate the home-buying process:

Steps in buying a house

Evaluate Your Finances:

We have awesome lenders around the country that can help you evaluate your financial situation for FREE – yes, for nothing!

  • Review your credit score and history.
  • Determine your budget and how much you can afford to borrow.

Save for a Down Payment and Closing Costs:

  • Save for a down payment (typically 3% to 5% of the home’s purchase price). As a veteran or VA Entitlement Holder – you have a 0% down payment. 
  • Budget for closing costs, which can include fees for inspections, appraisals, and more. This will also vary on each lender – so be sure to chat with your agent or our team to make sure you are working with the best.

Get Pre-approved for a Mortgage:

  • Shop around for mortgage lenders.
  • Get pre-approved for a mortgage to know how much you can borrow.

Define Your Priorities:

  • Make a list of your must-haves and nice-to-haves in a home.
  • Consider factors such as location, size, and amenities.
Steps in buying a house

Start House Hunting:

  • Work with a real estate agent to search for homes. If you go to our Military Map – you will find one of our talented military affiliated agents who have your needs first. We prove it by providing you with closing cost credits when we connect you!
  • Attend open houses and schedule viewings.

Make an Offer:

  • Work with your real estate agent to determine a competitive offer.
  • Include contingencies (conditions that must be met for the sale to go through).

Negotiate the Offer:

  • Be prepared to negotiate with the seller on price and terms.
  • Consider counteroffers until an agreement is reached.

Home Inspection:

  • Hire a professional home inspector to evaluate the condition of the property.
  • Address any issues that may arise from the inspection.


  • Order appraisal to determine value.
  • Determine if any work orders need to be done on the property per the bank.

Finalize the Mortgage:

  • Provide necessary documents to your lender.
  • Complete the mortgage application process.

Pre-Move In

  • Arrange for moving services
  • Set up and/or transfer utilities.
  • Change your address. 


  • Sign the final documents at the closing table.
  • Pay closing costs and the down payment (if any).
  • Receive the keys to your new home.

Post-Move Tasks:

  • Update your address with relevant entities.
  • Set up homeowner’s insurance.

Remember, the home-buying process can vary based on location, local laws, and individual circumstances. Working with a qualified real estate agent and mortgage professional can help guide you through the specific details of your home purchase. Let our team at The Military Move assist you!! 

If you know someone looking to move near a military base – please send them our website below where we provide loads of base information.

Military Move Network Map

Click here to access our PCS Map

Our military map has lots of resources for every military base within the United States including schools, base housing, colleges, Facebook groups, and connections to local real estate agents that are military affiliated and provide OUR credit​


If you are looking for a home in Washington – check us out at www.kelseyandjorge.com

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