How Do First Time Home Buyer Programs Work

First-time homebuyer programs are designed to assist individuals who are purchasing their first home by providing financial incentives, guidance, and support. These programs vary by location and can be offered at the federal, state, or local level. Here’s a general overview of how these programs typically work: 1. Eligibility Requirements:   – First-time buyer status: Typically, you must be a true first-time homebuyer, meaning you haven’t owned a home in the past several years. The exact definition of a first-time buyer may vary by program.   – Income limits: Many programs have income limits to ensure assistance goes to those who need it most.   – Home price limits: There may be restrictions on the maximum purchase price of the home you can buy.   – Credit score: You may need to have a minimum credit score to qualify for certain programs.   – Homeownership education: Some programs require completion of homebuyer education courses. 2. […]

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VA Appraisals: What Items Will They Call

During a VA (Department of Veterans Affairs) home appraisal, the appraiser’s primary goal is to determine the value of the property and ensure it meets the VA’s minimum property requirements (MPRs).  The MPRs are in place to ensure that the home is safe, sanitary, and structurally sound for veterans and their families. Here are some common safety items that an appraiser may call out during a VA home appraisal: Structural Issues: The appraiser will look for any significant structural problems, such as a sagging roof, foundation issues, or serious cracks in the walls. These issues can pose safety risks and may need to be addressed. Roof Condition: A damaged or deteriorating roof can lead to leaks and structural issues. The appraiser will assess the condition of the roof and may recommend repairs or replacement if necessary. Electrical Systems: Faulty wiring, outdated electrical panels, or other electrical hazards can be safety […]

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How to Spot a Rental Scam

Spotting a rental scam can be crucial in protecting yourself from financial loss and potential fraud. Recently, we were looking for a room for rent. It sounded like an ideal place, in the right location, for the right amount. My alarm bells should have been sounding from the get-go. But we decided to proceed. Everything seemed typical until we got to the part where she discussed rental and application fees. No biggie right – no scam alerts yet. Then she stated that he would have to fill out an application to view the room under the premise that if he didn’t like it, it would be refunded.  There it was – alarm bells. I immediately did a reverse look-up of the number to see if the name provided matched – and no info could be found – another alarm bell. He told her to contact me and guess what – […]

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Changes to Your New Home

New Home Changes

I have moved over 15 times and about 1/2 of those were in my adult life.  Moving is what we do in the military.  Change is inevitable. Moving can be a fun, yet exhausting adventure.  When you move in to your new place, you either want to start packing immediately or crash because of all of the packing, the move itself, and the unloading. However, how often do you think of the little things you need to change? Here are 5 changes you need to do when you buy your new house. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! Change the Locks You never know if the last owner/tenant still have keys to YOUR new house. This is the most important […]

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House Selling Tips

Maximizing Profits When Selling

Selling a house is a scary process.  Will the house sell?  Will it sell for the amount you want or need?  For military sellers, will it sell before you transfer to your next unit?  We bought a home when we came to Georgia.  We are up for orders this year, so I solicited some of the best realtors to provide me their best seller’s tips. They are sure you will maximize your profits on selling your house if you do some of these things below. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! Tips from Jessica Kelly With prices rising and inventory low, this is a great time for military home owners to maximize their investment when selling their home. Here are […]

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Are You Getting the Most House for Your BAH?

Are You Getting the Most House for Your BAH

Home buying is such as important endeavor for families and individuals.  It is such a huge financial move that you want to make sure you are on the right side of things when you pick that perfect starter home or forever dream home. I remember my experience buying our first home, and MAN what an experience that was.  I will write a whole separate post on that journey.  However for now, I took to the experts to get all the best tips on buying your first or next home. Tips to Ensure You are Getting the Best Deal Tips from Realtor Lauren Taylor 1. Start with Virtual House Hunting. Ask your Agent what type of tools they use to facilitate long distance house hunting. Our buyers benefit from house hunting for months prior to when them arriving at their new duty station. It’s saves homebuyers time and money in the […]

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