VA Appraisals: What Items Will They Call

During a VA (Department of Veterans Affairs) home appraisal, the appraiser’s primary goal is to determine the value of the property and ensure it meets the VA’s minimum property requirements (MPRs).  The MPRs are in place to ensure that the home is safe, sanitary, and structurally sound for veterans and their families. Here are some common safety items that an appraiser may call out during a VA home appraisal: Structural Issues: The appraiser will look for any significant structural problems, such as a sagging roof, foundation issues, or serious cracks in the walls. These issues can pose safety risks and may need to be addressed. Roof Condition: A damaged or deteriorating roof can lead to leaks and structural issues. The appraiser will assess the condition of the roof and may recommend repairs or replacement if necessary. Electrical Systems: Faulty wiring, outdated electrical panels, or other electrical hazards can be safety […]

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Navigating Homeowners Insurance: What You Need to Know

Homeowners insurance is a crucial financial tool that provides protection for your home and belongings in case of unexpected events. Understanding the key components of homeowners insurance is essential to ensure you have the right coverage for your needs. Here’s what you need to know: Types of Coverage: Dwelling Coverage: This covers the structure of your home, including the roof, walls, floors, and foundation. It’s essential to insure your home for its full replacement cost. Personal Property Coverage: This covers your personal belongings, such as furniture, appliances, clothing, and electronics. Make sure to take inventory and estimate the value of your possessions. Liability Coverage: This provides protection if someone is injured on your property, and you’re found liable. It also covers damage caused by your pets. Additional Living Expenses (ALE) Coverage: ALE pays for temporary living expenses if your home becomes uninhabitable due to a covered event, like a fire […]

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Must-Know Acronyms for Military Relocations

When dealing with military relocations, understanding the various acronyms used in the process can be crucial. Here are some must-know acronyms related to military relocations: PCS: Permanent Change of Station – This refers to the official relocation of a military member and their family to a new duty station. TDY: Temporary Duty – A short-term assignment away from a military member’s permanent duty station. CONUS: Continental United States – Refers to locations within the contiguous 48 states. OCONUS: Outside Continental United States – Refers to locations outside the contiguous 48 states, including overseas assignments. BAH: Basic Allowance for Housing – A monetary allowance provided to military members to cover housing costs when government housing is not available. POV: Personally Owned Vehicle – A military member’s private vehicle. TMO: Transportation Management Office – The office responsible for coordinating the transportation of household goods and personal effects during a relocation. HHG: Household […]

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Military Travel Discounts

A growing number of businesses in the travel industry honor U.S. service women and men by providing them with some pretty outstanding military travel discounts. What is presented here is only a sampling of what currently is available from some of the major players in the travel industry when it comes to discounters for military service personnel. Keep in mind that oftentimes these companies not only have discounts for military service women and men currently on active duty but they also have programs for vets as well. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! Sandals Sandals is a travel industry leader when it comes to all-inclusive travel packages. Sandals resorts are located at luxurious tropical destinations. At this time, Sandals is […]

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The Secret to Coping with PTSD

Dogs are widely utilized to assist men and women who suffer from post traumatic stress disorder, or PTSD. There are a number of specific reasons why dogs can help heal a person afflicted with PTSD. Dogs are Vigilant in Watching Over Their Owners One of the reasons dogs can assist in coping with PTSD arises from the fact that they are truly vigilant. Researchers have concluded that the vigilance of a dog, in relationship to his or her owner, is akin to soldiers and the buddy system in the military. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! A person who has a nightmare with a dog in the room can better appreciate the level of vigilance associated with a canine. When […]

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The Best Hotels for Military Families with Pets

We just completed our 9 day (turned 10 day) cross country move from Georgia to Washington.  There was a lot of prep work and a lot of lessons learned along the way. For the most part, our hotels were great and one was, well…not the best! However, everywhere we stayed accommodated dogs for a reasonable price with some preparation beforehand. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! Making Cross Country Travel Plans If you read any of my social media posts about our crazy cross country trip, you will know that we had quite the adventure. On day 3 of our adventure, we had to spend an extra night in Texas, and I spent 2 hours calling 6 hotels and rescheduling […]

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The Best Tips for Military Families at Disney

Disney World is one of the most magical places on Earth. From the smells, the treats, the rides, the characters, and the smiling and friendly staff, Disney is a favorite vacation location for us. Want to know how we did Disney in a week for less than $2,500 for a family of 4 (at the time it was 3 adults, both parents, a grandparent, and 1 child)? I will share my budget and tips for how we made amazing memories in the happiest place on earth! We love Disney so much, my daughter and I have been 4x in the last two years with a combination of different family members and friends. *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! Buy Military […]

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How to Win Over Your In-Laws

I see it all the time.  The countless posts about the “in-laws.” They don’t understand the military life. They don’t see their grown child enough.  They don’t see the grand babies enough. But this is not just a military issue, this is actually quite common for all types of families. Whatever the case is, the holidays is usually the time when family gets together. Sometimes it’s awkward, sometimes tense, rarely glorious – but undoubtedly, it elicits some type of emotion. So how do you get those in-laws to be excited for your visit to turn that awkward or tense to happy and joyous family time? *This post may contain affiliate links – if you purchase something from this post, I receive a small commission with NO extra cost to you. To see my full disclosure click here. Thanks for supporting us! Bring a Gift Bringing gifts often show that you […]

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Making Sure You are Prepared For An Emergency

How Do I Know I was 3 when Hurricane Hugo hit South Carolina, living in Myrtle Beach, we had to evacuate.  Hurricane Matthew last year forced us to evacuate when it was projected to be a direct hit as a Category 4.  Luckily, we did not see the devastation as it downgraded and skirted more north. However, I did stay through Hurricane Bertha, Hurricane Gaston, Hurricane Ida, Hurricane Fran, Hurricane Irene, and Tropical Storm Sandy (which hit us on the southern end in Maryland). I learned several key things through going through those storms that I want to share. Search and Rescue My husband conducted search and rescue for 8 years prior to us coming to a security unit.  I know how hard that was on him after back to back missions, so I cannot imagine how days of continuous rescues would be after watching the aftermath of Hurricane Harvey. […]

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Seattle Quick Guide

Sleepless in Seattle, Grey’s Anatomy, Frasier, An Officer and a Gentleman. All cinematic or television  that may come to mind when you think of the beautiful city of Seattle.  It could be the Space Needle, the Puget Sound, Starbucks, or Pike Place.  Whatever it is, Seattle has many treasures within the beautiful city that is known for it’s rainy weather. Surrounded by mountains, water, and forests, many locals enjoy the scenery of this Washington town. Becoming a local? You can benefit from different services found at the Seattle Government website found here. The Quick Guide below is a list that will help you navigate the city on your next vacation or upcoming move to the city.  Save Ferry boat riding is a MUST.  Take a trip to Bainbridge Island, Kingston, or Bremerton. Save However, in downtown Seattle, you must check out a few places.  The Space Needle has multiple things […]

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